CT Flood Insurance
Flood Insurance for Southington and the surrounding areas throughout Connecticut.
A standard home insurance policy in Connecticut does not cover flooding. Flood insurance is available to everyone in Connecticut. You may want to consider it if you are in a high risk area or feel vulnerable. Zone A is considered to be the highest risk flood zone. The first step is to determine what flood zone your property is in.
Dryden Insurance Agency determines that for you. We offer National Flood Insurance Program from FEMA as well as a few private markets sold by insurance companies.
What Flood Insurance Covers
Flooding can happen when you least expect it — and most standard home and business insurance policies do not cover flood damage. At Dryden Insurance Agency, we help homeowners and business owners in Southington and Plainville, Connecticut secure reliable flood insurance through trusted private carriers and the National Flood Insurance Program (NFIP).
Building (Structure) Coverage
- Foundation, walls, and flooring
- Electrical and plumbing systems
- HVAC systems (furnace, water heater, A/C)
- Built-in appliances (refrigerator, stove, dishwasher)
- Detached garages (up to NFIP limits)
Personal Property (Contents) Coverage
- Clothing, furniture, and valuables
- Electronics and appliances
- Washer/dryer units and portable appliances
Optional enhancements may be available when selecting private flood insurance, such as:
- Higher coverage limits
- Additional basement protection
- Loss of use or temporary living expenses
Areas We Serve
We’re dedicated to helping you stay protected — no matter where the road takes you.
We proudly serve Southington, Plainville and all surrounding areas, including Avon, Berlin, Bloomfield, Bristol, Burlington, Canton, East Granby, East Hartford, East Windsor, Enfield, Farmington, Glastonbury, Granby, Hartford, Manchester, Marlborough, New Britain, Newington, Rocky Hill, Simsbury, South Windsor, Southington, Suffield, West Hartford, Wethersfield, Windsor and Windsor Locks.
